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Beyond Tiki, Bilge, and Test / Beyond Tiki / identity theft warning

Post #212458 by TikiJosh on Fri, Feb 3, 2006 11:31 AM

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Wow, thejab, that totally sucks. I used to bank at Wells Fargo, and I got a little jerked around too, not on something so serious thankfully, but I started using credit unions 10 years ago, and I'll never go back!
I think I have some passwords to go change. Also, I think that whenever possible, it's safer to use a credit card for all your daily transactions, and then pay off that credit card each month using your checking account. I think it would sort of reduce the visibility of your checking account, and all credit card companies now pretty much guarantee you won't be liable for fraudulent charges.
Citibank even does this thing where you get a "virtual" credit card number for shoppping online. They issue you a temporary account number for use online, that when used, equates back to your actual account. The virtual account is only live for a little while, so even if it gets intercepted, it won't be any good later on, and your real account number is protected.