Post #329106 by Dr.TikiMojo on Thu, Aug 30, 2007 3:36 PM

On 2007-08-30 11:47, Barnacle Bella wrote:
I'm sorry he lost all the photos, but doesn't his auto insurance cover the stolen equipment?

On 2007-08-30 11:52, martiki wrote:
That's a good question- I'll let David reply since I don't know the extent of his policy.

So here's the scoop on that question: NO. Even though we all keep paying higher and higher prices for auto insurance what's covered keeps getting less and less! My brother-in-law, who's a professional musician, has a completely separate policy to cover all his equipment where ever he is! (Still not the auto insurance policy).
Nearly all I've done since my return from Tiki Oasis has been talking to insurance companies, talking to police in Ventura and Hollywood, where we thought we had a possible lead, posting about it here on TC, myspace, tiki news, friend and family emails and so on.

**The GOOD NEWS: It's looking as though our HOME OWNERS INSURANCE is going to partially cover the loss!
$9,880 worth of equipment filed in the claim! :D

The BAD NEWS: $500 DEDUCTIBLE, 33% Increase of our Home Owners Policy for the next 3 YEARS, :o they DEPRECIATE the value of all of the equipment from the time I've owned it......so from the get go I'm short about $2,000 from what I spent on the equipment, after adding to that the $220 for the broken car window, the rent a car for the day it was repaired, the policy increase for 3 years it comes to about another $1,500 or so. :(
Not to mention none of that can replace all of the work at Tiki Oasis and the lost photos...that's what still chaps my hide and what I still really want to get back! :cry:

This benefit is AMAZING!!!

Whatever comes from it MAHALO PLENTY TO ALL MY TIKI OHANA!!!

No matter how this turns out I can't wait to see everyone and raise a :drink: to you all for the love!
Dr.TikiMojo**